Chamber Pension Plan – Net Asset Value (NAV) Update

The Chamber Pension Plan is committed to keeping our Members and Employers informed about the performance of our Lifecycle Funds. Regular updates support confident, long-term retirement planning and help you stay engaged with your savings journey.

Below is the latest Net Asset Value (NAV) update as of 31 October 2025, based on the fund results shown in the graphic.

Each Lifecycle Fund adjusts its investment mix based on Members’ anticipated retirement decade. This ensures that the level of risk gradually reduces as Members approach retirement, supporting steady and risk-aware long-term outcomes.

What This Means for Members

These results reflect the Chamber Pension Plan’s continued commitment to prudent, cost-effective investing aimed at providing strong, risk-adjusted returns for our Members. Your money is invested by professional, globally recognised managers and overseen by a volunteer Board of Trustees who prioritise integrity, transparency and Members’ long-term financial security.

Regardless of where you are in your career, staying engaged with your pension account is essential. Regularly reviewing your statements and keeping your contact information up to date will help ensure you remain informed and prepared.

A Reminder for Employers

Employers play a vital role in helping Employees save for their future. Please continue to:

• Enrol eligible Employees within 21 days.

• Submit contribution payments and records by the 15th of each month.

• Notify the Plan of terminations, account changes, or months with no payroll activity.

These responsibilities not only ensure compliance with the National Pensions Act but also protect your Employees’ financial wellbeing.

Staying Informed

The Chamber Pension Plan publishes NAV updates monthly and provides quarterly Fund Fact Sheets for Members who wish to dive deeper into performance and strategy. We encourage all Members to review these updates and take a proactive role in their retirement planning.

For more information, visit chamberpension.ky or contact our Administrator’s Agent at admin@pensions.ky.